Retirement Security Boost? Govt Plans Reserve Fund to Protect EPFO Rates

Retirement Security Boost? Govt Plans Reserve Fund to Protect EPFO Rates

Brandon Naylor

The Employees' Provident Fund Organisation (EPFO) is introducing an Interest Stabilization Reserve Fund to ensure stable interest rates for over 65 million subscribers. This fund will act as a buffer against market fluctuations, protecting employees’ retirement savings from volatile investment returns. Expected to be implemented by 2026-27, this initiative aims to enhance financial security and strengthen the long-term sustainability of EPFO’s interest rate structure. Learn how this plan will impact your EPF savings.