Opening a Capital One 360 Checking Account can now earn you a $250 bonus—but you need to act fast and meet specific requirements. Whether you’re searching for a new checking account with rewards or simply want to maximize your banking benefits, this offer could be a great opportunity. In this article, we’ll break down everything you need to know about the bonus, including eligibility, direct deposit requirements, and important payment dates.
Get a $250 Bonus with New 360 Checking Accounts:
| Feature | Details |
|---|---|
| Bonus Amount | $250 |
| Promotion Code | CHECKING250 |
| Eligibility | New Capital One 360 Checking customers only |
| Direct Deposit Requirement | Two direct deposits of $500+ within 75 days |
| Bonus Payment Date | Within 60 days after meeting requirements |
| Offer Expiration | Subject to availability, check official site for updates |
The Capital One 360 Checking $250 bonus is an excellent opportunity for those looking to switch to a fee-free, high-tech checking account. By simply opening an account and setting up direct deposits, you can earn extra cash while enjoying top-notch banking features.
Before applying, check the eligibility requirements and ensure you can meet the direct deposit criteria. Don’t miss out on this limited-time promotion—visit the Capital One website to open your account today!
What is the Capital One 360 Checking Bonus Offer?
Capital One is offering a limited-time $250 bonus for new 360 Checking account holders. This fee-free online checking account comes with several perks, including easy mobile banking, no monthly fees, and access to a large ATM network.
To qualify, you need to open a new 360 Checking account and set up direct deposits. Below, we break down the eligibility criteria and how you can earn this reward.
Who is Eligible for This $250 Bonus?
Before you apply, check if you meet the eligibility requirements:
- You must be a new Capital One 360 Checking customer.
- You must use the promo code CHECKING250 when opening your account.
- You must receive two direct deposits of $500 or more within 75 days of opening the account.
- If you have or had a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2022, you are not eligible.
If you meet these criteria, you can proceed with the application and set up your direct deposits to earn the bonus.
How to Get the $250 Bonus Step-by-Step
Here’s a simple step-by-step guide to earning your bonus:
Step 1: Open a New 360 Checking Account
Visit the Capital One website and apply for a 360 Checking Account. During the application process, make sure to enter the promo code CHECKING250.
Step 2: Set Up Direct Deposit
Within 75 days of opening your account, you need to receive two qualifying direct deposits of at least $500 each. Qualifying direct deposits include:
- Salary and Payroll Deposits from your employer
- Government Benefits (e.g., Social Security, disability benefits, etc.)
- Pension Payments
Bank-to-bank transfers, mobile check deposits, or person-to-person payments (like Venmo or PayPal) do not count as direct deposits.
Step 3: Receive Your $250 Bonus
Once you’ve met the direct deposit requirement, your $250 bonus will be deposited within 60 days. You can track this in your account’s online dashboard.
Key Payment Dates to Remember
To ensure you receive your bonus, here are the important deadlines:
| Action | Deadline |
|---|---|
| Open a new 360 Checking account | Before the offer expires |
| Receive two direct deposits of $500+ | Within 75 days of account opening |
| Bonus Payment | Within 60 days after meeting direct deposit requirement |
Benefits of a Capital One 360 Checking Account
Beyond the bonus, there are several reasons why a 360 Checking account is a solid choice:
- No Monthly Fees – Enjoy banking with no maintenance fees.
- Free ATM Access – Use 70,000+ fee-free ATMs.
- Mobile Banking – Deposit checks, pay bills, and transfer money via the Capital One app.
- FDIC-Insured – Your money is protected up to $250,000.
Need a Lawsuit Loan? USA Settlement Loan’s New Site Makes It Easier Than Ever
$300 Social Security Reduction Announced – Check If You’re Impacted!
$270,000 Lincoln Wheat Penny – How to Identify This Rare Coin!
Frequently Asked Questions (FAQs)
1. Can I still qualify if I’ve had a Capital One account before?
If you had a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2022, you are not eligible for this bonus.
2. What counts as a direct deposit?
A direct deposit must come from an employer, government agency, or pension provider. Transfers from payment apps like Venmo, PayPal, or Zelle do not qualify.
3. How long does it take to get the bonus?
After meeting the direct deposit requirements, your $250 bonus will be deposited within 60 days.
4. Are there any fees with the 360 Checking account?
No! The 360 Checking account has no monthly maintenance fees, no minimum balance requirement, and no hidden charges.
5. Can I use this bonus offer more than once?
No, this offer is limited to one per customer. If you’ve received a checking account bonus from Capital One in the past, you are not eligible.
